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Economy & Jobs

San Diego reports a median household income of $108,077 (about the same as San Diego County median $106,268; 1.1× higher than California median $99,122), with homes at a median value of $906,700. The surrounding county supports 1,536,541 jobs (avg $82,854).

Income & Affordability

Median household income $108,077 — above the California median ($96,021). Poverty rate 11.0% (U.S. average ~12.5%). 45% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

County Irs Income · IRS tax returns filed$1,638,340
County Irs Income · Total Adjusted Gross Income (thousands)$170,965,698
County Irs Income · Average AGI per return$104,353 (vs California $97,528)
Median Household Income$108,077 (vs California $96,021) median_household_income: 4 observations from 2026-04-23 to 2026-04-29
Poverty Rate11.0%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.9% — near the U.S. average of ~4%. 21% work from home (U.S. average ~15%).

County Employment · Avg annual employment (county)1,536,541
County Employment · Total annual wages (county)$127,309,240,480
County Employment · Average annual pay$82,854
All Occupations · Employment17,945,910
Unemployment Rate3.9% (vs California 4.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (20)

Bank of America, National Association
TORREY HILLS BRANCH · 11190 E Ocean Air Dr · 92130
Citibank, National Association
SAN DIEGO CITY HEIGHTS BRANCH · 3910 University Ave · 92105
JPMorgan Chase Bank, National Association
PIAZZA CARMEL BRANCH · 3830 Valley Centre Dr · 92130
Wells Fargo Bank, National Association
PACIFIC HIGHLANDS RANCH BRANCH · 13490 Pacific Highlands Ranch Pkwy · 92130
U.S. Bank National Association
MIRA MESA BRANCH · 8359 Mira Mesa Blvd · 92126
Bank of America, National Association
CARMEL MOUNTAIN BRANCH · 11855 Carmel Mountain Rd · 92128
Wells Fargo Bank, National Association
33RD & EL CAJON BRANCH · 3299 El Cajon Blvd · 92104
Bank of America, National Association
42ND-EL CAJON BRANCH · 4166 El Cajon Blvd · 92105
Bank of America, National Association
68TH AND EL CAJON BRANCH · 6801 El Cajon Blvd · 92115
Bank of America, National Association
NORTH PARK BRANCH · 3101 University Ave · 92104
Bank of America, National Association
PACIFIC BEACH BRANCH · 912 Garnet Ave · 92109
Wells Fargo Bank, National Association
MIRA MESA BRANCH · 10707 Camino Ruiz · 92126
Zions Bancorporation, N.A.
SAN DIEGO BRANCH · 525 B St · 92101
Zions Bancorporation, N.A.
SCRIPPS POWAY BRANCH · 10605 Scripps Poway Pkwy · 92131
Cathay Bank
SAN DIEGO BRANCH · 4688 Convoy St · 92111
Banner Bank
POINT LOMA SAN DIEGO BRANCH · 1350 Rosecrans St · 92106
First-Citizens Bank & Trust Company
RANCHO BERNARDO BRANCH · 16536 Bernardo Center Dr · 92128
Wells Fargo Bank, National Association
SAN CARLOS NAVAJO BRANCH · 8898 Navajo Rd · 92119
Wells Fargo Bank, National Association
RANCHO BERNARDO BRANCH · 16901 Bernardo Center Dr · 92128
JPMorgan Chase Bank, National Association
KENSINGTON BRANCH · 4078 Adams Ave · 92116

Sources: FDIC Institutions/Branches  ·  Refreshed 2026-04-12

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

SOCAL FOOD GROUP LP DEL TACO 1307
Restaurant Meals Program · 1155 B Street
Cork & Barrel
Convenience Store · 7995 Civita Blvd
Metro Market
Convenience Store · 525 C St
SOCAL FOOD GROUP LP DEL TACO 1310
Restaurant Meals Program · 3106 Sports Arena Blvd
J & J Market #2
Convenience Store · 5061 Brooks Huffman Plz

Sources: USDA SNAP Retailer Locator  ·  Refreshed 2026-04-12

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameGERMAN AMERICAN CHAMBER OF COMMERCE CALIFORNIA INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12